Medical Expense Plan
The Medical Expense Plan (MEP) is a self-funded church plan sponsored by AQORD and available to qualified AQORD members. The plan encourages member organizations to work together to improve employee health and manage medical expenses.
Purpose
Provide cost-effective and comprehensive employee health benefits to organizations that share common beliefs about stewardship, mutual aid, and community. AQORD members seeking a fresh perspective on health are encouraged to consider this plan, where members share cost and responsibility as owners of the MEP.
Who Can Join
AQORD members with 25 or more insurance-eligible employees can receive a quote and risk estimate to see if MEP is a good fit for their organization.
Governance
Plan members are represented by their CEO, who sits on the Governing Council. This council meets quarterly to create policies for MEP, set strategic direction, and provide direction to the Managing Director and third-party administrator to carry out the policies and strategies. Human Resources management staff also work together as an Administrative Committee to provide advice and recommendations for improvement.
How We Do It
Volume Purchasing
The Medical Expense Plan qualifies to purchase medical services through Highmark’s nationwide Blue Cross, Blue Shield network (the Blues) from its partnership with Everence, providing affiliation with the Church Benefits Association. It joins with other denominations to gain the negotiating clout of over 130,000 members. The Church Benefits Association is Highmark’s largest national account.
The Medical Expense Plan qualifies to purchase medical services through Highmark’s nationwide Blue Cross, Blue Shield network (the Blues) from its partnership with Everence, providing affiliation with the Church Benefits Association. It joins with other denominations to gain the negotiating clout of over 130,000 members. The Church Benefits Association is Highmark’s largest national account.
Financial Distribution to Members
If shared risk claims are lower than expected, employers are eligible to receive distributions of unused funds. Employers benefit from favorable claims experience.
If shared risk claims are lower than expected, employers are eligible to receive distributions of unused funds. Employers benefit from favorable claims experience.
Church Plan Status
Self-funding through AQORD provides members access to church plan status — an IRS designation that provides additional benefits such as fewer regulations and lower administration costs. This provides members with more funds for their mission.
Self-funding through AQORD provides members access to church plan status — an IRS designation that provides additional benefits such as fewer regulations and lower administration costs. This provides members with more funds for their mission.
Become a Member
Join a community of Quaker and Anabaptist leaders committed to advancing values-driven health and human services. Membership connects you to resources, relationships, and learning that strengthen your mission and leadership.
Ready to join?
Email info@aqord.org or call 574.534.9689 to learn more.
Member Services
At AQORD, we provide member services to values-aligned health and human services organizations to help them achieve excellence while staying true to their mission, purpose, and faith-inspired roots.
Group Purchasing Organizations
As an AQORD member, you gain access to two powerful group purchasing networks that help your organization maximize resources, reduce costs, and stretch every dollar further.
Assessments
Gain deeper insight into your organization’s strengths and opportunities. AQORD’s free assessment tools help boards, leaders, and teams grow in alignment with mission and excellence.
Medical Expense Plan
Through shared commitment and collective strength, the Medical Expense Plan helps member organizations offer affordable, high-quality medical insurance for those who serve others.
Peace Church Insurance
Gain deeper insight into your organization’s strengths and opportunities. AQORD’s free assessment tools help boards, leaders, and teams grow in alignment with mission and excellence.
PEER
Empower your team to manage risk with confidence through PEER Support Services—customized tools, training, and support that turn safety goals into daily practice.
Grants & Scholarships
Explore AQORD’s grants and scholarships designed to spark innovation, support learning, and invest in your organization’s leaders and future. Opportunities are here to help you grow, connect, and strengthen your mission.